Her appearance at the Lipsy event marked the second major costume change of a whirlwind day for the model, who appeared to have double-booked herself as she party-hopped across the capital. Just hours before making her polished arrival at the central London hotel, Lottie had fully embraced the spooky season by transforming into a medieval knight for a Halloween bash held in Shoreditch. The drastic shift in style highlighted her willingness to lean into playful and theatrical looks, even while managing a packed and demanding calendar of public engagements.
However, the glitz and glamour of her evening stood in stark contrast to the challenges she faced earlier in the day. Documenting her routine for her followers on Instagram, Lottie gave fans a raw look behind the scenes, sharing that she felt "so sick" during a bumpy taxi ride across London as she navigated a decidedly rocky start to her morning.
The busy social calendar comes at a time of significant personal and professional transition for Lottie, who has been remarkably candid about her past struggles, financial mismanagement, and the darker side of the fashion industry. During a recent and deeply revealing appearance on Olivia Attwood’s Olivia’s House podcast, the model opened up about how she spent every single penny she earned at the height of her modelling fame, leaving herself completely penniless.
Reflecting on her early days in the industry, Lottie explained that she followed in the footsteps of her half-sister, Kate Moss, but was thrust into the spotlight as a young and impressionable teenager with "no guidance whatsoever" on how to manage her money. She admitted to a pattern of excessive generosity and financial naivety, acknowledging that she frequently funded the lifestyles of those around her without realizing the long-term consequences.
"I paid for people’s rent. I paid for people’s holidays. I would pay for everyone’s flights," Lottie shared during the candid podcast discussion. "I spent all my money for modelling. I have none of it left. Wow. Not a single drop because you had no guidance. No guidance whatsoever."
When podcast host Olivia Attwood pointed out that Lottie had previously placed some blame on her parents for dropping the ball—assuming that her modelling agency was looking out for her best interests—the model agreed. She noted that her parents trusted that a professional agency with a dedicated board for new faces would know how to safeguard a young woman entering the high-pressure fashion world. Instead, she claimed her former agency utterly failed in its duty of care.
"I think they really trusted, you know, they thought these people have done this for years. They’ve done [this], they must sort of know what they’re doing and they handle young women all the time," Lottie explained. "They have a board specifically for new faces, so they must, you know, know what they’re doing. They really didn’t. I mean, my old agency, I can’t name names obviously, but they are just completely like they mismanage people all the time."
Lottie added that there was a glaring lack of welfare support during her formative years in the industry. While she acknowledged that individuals must ultimately take responsibility for keeping themselves on the straight and narrow, she emphasized that powerful institutions have a duty to spot early warning signs and guide young, impressionable talent away from potential pitfalls rather than simply profiting from their presence.
The toll of her early modelling career extended far beyond financial mismanagement. Lottie admitted during the podcast that she likely would not have survived if she had continued down that path, noting that she was grappling with profound feelings of emptiness, loneliness, and a dangerous reliance on alcohol to numb her emotions.
Her difficult decision to walk away from traditional modelling eventually led her to sign up for the subscription-based platform OnlyFans. While the transition brought its own psychological hurdles and immediate fears about ruining her career, she views it as a necessary pivot from a destructive environment. She recalled feeling deeply conflicted at the time, questioning whether she had completely derailed her life, but ultimately recognized that staying in high-end modelling posed a far graver risk to her well-being.
Now in a relationship with boyfriend Themy Kalaitzis, Lottie appears to be turning a definitive page in her personal and professional life. Having officially left her traditional modelling career firmly in the past, she is currently focusing her efforts on building her own independent lifestyle business, stepping into a new chapter defined by autonomy, hard-earned life lessons, and a renewed sense of direction.
